Frequently Asked Questions

• What services does RK Fin Advisory provide?

  RK Fin Advisory helps customers explore different financing options, including Business Loans, SME Loans, Personal Loans, Home Loans, Mortgage Loans, Working Capital, Term Loans, Project Loans, Machinery Loans, Equipment Loans, Vehicle Loans, Agri Infra Loans and Subsidy-Linked Financing.

• Does RK Fin Advisory provide business finance guidance?

  Yes. RK Fin Advisory was established with a focus on supporting SMEs and MSMEs with financial requirements and guidance in exploring suitable financing options.

• Can a new business apply for a loan?

  Loan eligibility for a new business depends on the loan category, business proposal, applicant's financial profile and lender policies. Requirements may differ from those for an established business.

• What is the difference between a Working Capital Loan and a Term Loan?

  Working Capital Finance is generally used to meet short-term operational requirements such as inventory, supplier payments and other business expenses. A Term Loan provides a defined amount of financing for an agreed repayment period and may be used for eligible long-term business requirements.

• Can I get a loan for purchasing machinery?

  Eligible businesses may explore machinery or equipment financing. Approval depends on the business profile, machinery details, financial position and lender requirements.

• What is a Mortgage Loan?

  A Mortgage Loan is a secured loan in which eligible property is offered as security to the lender. The financing is subject to property valuation, documentation and lender assessment.

• Can I apply for a loan against my property?

  You may explore mortgage financing against eligible residential or commercial property. The lender will assess the property, ownership documents and repayment capacity.

• What is a Project Loan?

  A Project Loan is financing considered for eligible projects such as industrial development, infrastructure or business expansion. Project feasibility, cost estimates and financial projections may form part of the assessment.

• Are government subsidies available for business loans?

  Certain eligible projects may qualify for government-supported schemes or subsidies. Availability depends on the relevant scheme guidelines and approval by the competent authority.

• What documents are required for a loan?

  Documents vary by loan type. Common requirements may include KYC documents, income proof, bank statements, financial statements and documents related to the purpose of financing.

• Does RK Fin Advisory guarantee loan approval?

  No. Final approval and loan terms are determined by the relevant bank or financial institution after assessing the application.

• How can I become a DSA with RK Fin Advisory?

  You can submit an enquiry through the Become a DSA page. The applicable onboarding requirements and terms can then be discussed.

• How can I contact RK Fin Advisory?

  You can reach us through the Contact Us page by submitting your contact details and financial requirements.

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